Avoiding Restricted Calls Like the Plague?

Does your heart skip a beat every time "Unknown" pops up on your caller ID? Are you tired of dealing with harassing phone calls from bill collectors? Don't be embarrassed - it happens to the best of us at one time or another. As a matter of fact, I just got a crazy call in my office over a debt MY EX stuck me with (but I'm not bitter - LOL!). What you need to know is that YOU have rights! The Fair Debt Collection Practices Act (FDCPA) was passed to protect customers from being shaken down by collection companies. These losers do NOT have the right to harass you, threaten you or embarrass you by calling your friends, family OR even worse - your employer. *Cue Confessions of a Shopaholic DVD*



CLICK HERE to get money-guru SUZE ORMAN'S advice regarding bill collectors.